Privacy Policy
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Privacy Policy
In handling your personal information, Specter Financial Pty Ltd (ABN – 62 676 289 839) is committed to complying with the Privacy Act 1988 and the Australian Privacy Principles.
How and why we collect your personal information
We collect personal information from you when you apply for or use our products and services. In particular, we collect it so we can:
- provide you with the products and services you require, which may include financial and insurance products and services; and
- provide you with information about products and services available to you from Specter Financial, its partners and associated businesses
Providing Your Personal Information to Other Organisations
In providing products and services to you it may be necessary for us to provide your business and personal information to other organisations with which we conduct business.
Other such organisations include related entities, mortgage managers, lenders, solicitors and legal advisers, accountants and auditors, printers and mailing services, insurers, collection agents, conveyancers and government agencies which regulate our products and services.
Your personal information is only provided to those entities to the extent necessary to enable us to provide our products and services to you.
If your business, credit or personal information is not provided
In order to provide products and services to you and to assist you in applying for a business loan and related products and securities, we require information about you, your credit history and your business. If you do not provide us with all of the information we request we may be unable to supply to you the product or service that you require.
Your rights
The Privacy Act gives you rights to access the personal information we hold about you, and you can ask us to correct the information if it is inaccurate. You can gain access to the information we hold about you by contacting us at Specter Financial on 1300 306 394, or at info@specterfinancial.com.au.
How we collect and hold your information
We understand that your personal information needs to be looked after and isn’t something you leave lying around for just anybody to take. So, unless it’s unreasonable or impracticable, we will try to collect personal information directly from you (referred to as “solicited information”). For this reason, it’s important that you help us to do this and keep your contact details up-to-date.
There are many ways we seek information from you. We might collect your information when you fill out a form with us, when you’ve given us a call, used our websites or dropped into our office. We also find using electronic means, such as email or SMS, a convenient way to communicate with you and to verify your details.
How do you make a complaint?
If you have a complaint about how we handle your personal information, we want to hear from you. You are always welcome to contact us at Specter Financial on 1300 306 394, or at info@specterfinancial.com.au. We are committed to resolving your complaint and doing the right thing by our customers.